Crispy Cheese Refried Bean Tacos

Name: Crispy Cheese Refried Bean Tacos
Prep time: 10 min
Cook time: 25 min
Total time: 35 min
Ingredients: 1 tablespoon extra-virgin olive oil; 2 shallots, (finely chopped); 3 garlic cloves, (minced); Kosher salt, (to taste); 1/2 teaspoon cumin; 1/2 teaspoon smoked paprika; 1/2 teaspoon chili powder; 2 (15-ounce) cans pinto beans; 1 lime, (halved); 4 ounces (about 1 cup) grated Monterey jack, pepper jack, or sharp cheddar cheese; 8 (4.5-inch) flour or corn tortillas ((often labeled “street taco size”)); 1/4 cup roasted and salted pepitas; Pico de gallo, (for serving); Chopped cilantro leaves and tender stems, (for serving); Hot sauce, (for serving (optional))